Services
Our comprehensive suite of services
Streamlined Payment Collection
Efficiently collect payments with automated reminders, diverse payment methods, and timely deposits.
Proactive Loan Monitoring
Track loan performance, identify potential issues, and receive detailed reports for informed decision-making.
Effective Delinquency Management
Prevent delinquencies and minimize losses with personalized repayment plans and strategic interventions.
Transparent Monthly Statements
Gain insights into your loan performance with easy-to-understand statements accessible online for convenience.
Seamless Payoff & Request Processing
Simplify payoffs and requests with clear instructions, accurate statements, and efficient closing procedures.
Comprehensive Insurance & Tax Record Keeping
Ensure compliance and peace of mind with meticulous recordkeeping for all your loan-related documents.
Advanced Fees
We outlay the advanced fees.
Commercial Loans We Service
Traditional
- 1st Mortgages: These are the primary secured loans against a property, offering the highest loan-to-value ratio and the lowest interest rates.
- 2nd Mortgages: Used to access additional capital after taking out a 1st mortgage, typically at higher interest rates.
Development
- Bridge Loans: Short-term financing is used to cover costs during construction or property acquisition until permanent financing is secured.
- Fix & Flip Loans: Designed to fund the purchase and renovation of properties for resale.
- Construction Loans: Provide financing for the construction of new commercial buildings.
Specialty
- Mezzanine Loans: Subordinated debt that sits between senior debt (e.g., 1st mortgage) and equity, providing flexible financing with higher risk and return.
Loan Health
- Performing Loans: Loans with consistent and timely payments according to the loan agreement.
- Sub-Performing Loans: Loans showing payment delays or other irregularities, requiring monitoring and potential adjustments.
- Non-Performing Loans: Loans in default, where the borrower has missed payments or is unable to fulfill their obligations.
Distressed
- Pre-Foreclosure: The stage before foreclosure, where the borrower has defaulted and the lender is taking legal steps to repossess the property.
- Foreclosure: The legal process of taking ownership of a property due to the borrower's default on the loan.
- Bankruptcy: A legal process where a borrower seeks relief from their debts, potentially impacting the loan repayment process.